Long-Term Care Insurance  will be needed by 3 out of 4 Americans at some point in their life. With modern medicine we are living much longer. We represent many top insurance companies and would be glad to provide you with the best options and explain how your premiums for long term care insurance are now tax deductible.  New laws (HIPPA) give incentive to more Americans to have long-term care insurance. We have coverage for almost any health condition and for ages 40-89! Staying at home instead of a nursing home is what most people want when faced with this decision. We offer a plan that will pay anyone that you choose to care for you. Yes, even family members recieve paid training and will be paid to care for you! What is Long-Term Care defined by Medicare?  See how the rules for the transfer of assets to qualify for Medicaid Nursing Home benefits have changed making it much more difficult. Call Scott @205-678-9542 for more infomation or quotes from multiple insurers.